Call us: (866) 476-7779

I'm Clayton Layne, Amerify Loan Officer, NMLS #2819778, and I'm delighted to help you obtain the perfect home loan for you.

Clayton Layne

Loan Officer, NMLS #2819778

NMLS #2819778

Contact Details

(949) 882-0200
Email me!

Quick Actions

Apply Now
Schedule a Call
Download my vCard

More About Clayton Layne

States Licensed In: Connecticut, Kansas, Kentucky, Michigan, Minnesota, U.S

Supervisor: Nancy Bayat

As a proud U.S. military veteran and Mortgage Loan Officer at Amerify, I’m dedicated to helping individuals and families achieve their homeownership goals. I specialize in guiding borrowers through the home financing process, including home purchases, mortgage refinancing, and home equity solutions. With a commitment to integrity, personalized service, and clear communication, I strive to make securing the right mortgage a smooth and straightforward experience. Whether you’re a first-time homebu...

Read More

Clayton Layne

Clayton Layne

Loan Officer, NMLS #2819778

Get Quote

Amerify is a full-service mortgage company that offers extensive options for residential mortgages, with quick service and leading rates

E Mortgage Capital BBB Business Review

©2026 | E Mortgage Capital, Inc, DBA Amerify | NMLS #1416824 | For licensing visit: http://nmlsconsumeraccess.org/ | 3750 S Susan Street, Santa Ana, California 92704 | (855) 569-3700 | Not affiliated with any government agency. For Advertisement Purpose Only. This is not a commitment to lend. All loans are subject to underwriting approval. Terms and Conditions apply. Not all borrowers or properties will qualify. Rates, terms, programs, and availability are subject to change without notice, and may not be available in all states. Other restrictions and limitations may apply. Amerify and E Mortgage Capital, Inc are licensed to conduct business in the states in which they operate. For licensing information and consumer access, please visit www.nmlsconsumeraccess.org. Equal Housing Lender.

By refinancing your existing mortgage, your total finance charges may be higher over the life of the loan.

The information provided by payment estimators or mortgage calculators are intended for illustrative purposes only, and may not be applicable to your individual situation. Be sure to consult a financial professional. E Mortgage Capital, Inc is not responsible for the content and/or accuracy of rates, APRs or any other loan information factored in the calculations.

For reverse mortgages the borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance, homeowner's insurance and ongoing maintenance (which may be substantial) in accordance with FHA requirements. We do not establish an escrow account for disbursements of these payments. Failure to meet these requirements can trigger a loan default that may result in foreclosure. The loan must be paid off when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, or does not comply with the loan terms.