An Award Winning Home

Loans Supplier to the Community

Amerify is a dynamic and cutting-edge company providing comprehensive and personalized mortgage services to home buyers and homeowners. Our company prides itself on our unparalleled choice of home loan products and our dedicated and skilled team of professionals committed to delivering desired results and exceeding client expectations. With an active presence in multiple states across the country, we are committed to providing hassle-free, interactive evaluations and loan approval experiences.


The Company

Amerify is managed by Nancy Bayat and Jonathan Stevens, a dynamic duo that provide a first class customer experience sharpened with over 40 years of extensive experience in the industry. Their unique strengths and talents complement each other to form a formidable, diverse, and effective team. As a National Direct and Wholesale Tier One Lender - we lend our own money, allowing us to have the control and speed we need to make ensure our clients are taken care of quickly and professionally which ultimately allows us to offer an array of loan products; specializing in conventional, VA, FHA, Jumbo, non-qualified (Non-QM) and Reverse home loans. Choose Amerify today and enjoy a pleasant, memorable, and smooth buying and selling experience as you transition into the next chapter of your life!

Principal Officers

Vice President

A highly experienced finance, marketing and operations executive with 20+ years proven ability to connect with clients from all walks of life while successfully analyzing a company’s business requirements, identifying potential opportunities, developing innovative and cost-effective solutions for enhancing competitiveness, improving customer service and ultimately increasing revenue.

As a mentor, able to groom and develop the strengths of others to build effective teams that achieved key deliverables. Advised numerous finance, technology and non-profit companies to satisfy stakeholder’s needs and objectives. Exceptionally motivated, passionate, persuasive, articulate and competitive by nature however not with others; with myself. Possessing the ability to set and surpass personal goals and those set by upper management while obtaining the greatest reward of all, the referrals of existing clients and recurring clientele with over 4 Billion dollars in closed transactions in my career. I love what I do and my clients know it.

Nancy Bayat
Principal Officers

Vice President

As a customer-focused professional, I am dedicated to providing solutions customized to each client’s financial circumstances. With over 19+ years of mortgage experience, I apply an engaging service model that empowers people to be in control of their finances and achieve their goals. I help clients improve their credit score, build savings, and maximize the benefits of a mortgage or purchase loan. I understand the impact that a mortgage has on people’s lives, and I take it as a privilege to help my clients accomplish their homeownership dreams. To achieve this major milestone, you need an advisor who is well-aligned with your needs and goals. I negotiate the best possible rates and deliver a swift and painless transaction while protecting your best interests. I work with a highly motivated and knowledgeable processing and support team that will help you in all steps of the process. Whatever your mortgage needs, I will guide you and give you the confidence to make a sound decision. Call me today to get started.


Why choose us?

Market-leading interest rates

Extensive network in California with a growing presence in upcoming States

Dedicated professionals who put your needs first

Fantastic choice of home loan products

The opportunity to refinance your current mortgage with lower interest rates which helps you save money

No hassle, simple and friendly processes in your evaluation and loan approval.


Become a Loan Officer?

Our team is growing fast – join our dedicated Loan Officers and pursue a professional career in finance.


Become a Branch Manager?

Amerify is quickly expanding – if you would like to manage your own branch and team, contact us, and we'll guide you throughout the process.